Inline skating - maintenance

Watches

Though not elitist of watches, still we r so so so lucky... blessed.... to have so much.
Thank you friends, relatives, parents....

Pierre Balmain Belt

Gave way after 1 year....

Car inspection2

Car inspection

Fam day

Mobile Phone Usage 2012

Online purchase - grocery

Redmrt..... Latest player in town.

Weekly allowance

TJ n LW

A SuperSnackalicious Night

It was Children's Day!

Children's Day

Pt80 Great Buy

Beautiful labels...

Clever Marketing

Fridge - 3 ticks vs 4 ticks

What do those 3ticks 4ticks really mean?

Checked and found out that the difference could be $15/year? Or maybe more....

Perhaps more importantly is we save electricity.

McD cappucino

Have not ordered from mcCafe for a while so didn't expect beatifully decorated cuppa.

How to withdraw cash from overseas ATM

Step 1: Activate overseas withdrawal using your Debit/Credit Card - different bank has different requirement.

Step 2: Look for home bank's ATM (ie if Citi card, then look for Citi ATM) - charges is low (e.g. HSBC Debit $3.50/withdrawal). If can't find home bank ATM, then 2b

Step 2b: Look for any other ATM bearing your card's alliance group (e.g. PLUS, CIRRUS, etc etc) - charges is high (e.g. HSBC Debit $8/withrawal)

(note, if withdrawal from Credit Card, it will considered as Cash Advance. There should be cash advance fee payable... some with minimal flat fee $20 etc. So best to stick to ATM card).

International banking groups now make things safer and easier by delivering one-off security pin to your registered mobile number. So it is important to always bring our phone overseas.